A Chief Financial Officer, for exactly as long as the numbers demand

A part-time CFO is a seasoned financial executive who provides strategic financial leadership to your business on a flexible basis. With the new SME corporate income tax tiers under Law 67/2025/QH15, VAT obligations, statutory insurance reporting, and the financial standards expected for a Series A or B raise, SMEs need CFO-level expertise to manage compliance, optimise cash flow, prepare for funding, and build financial systems that support growth - all without the overhead of a full-time executive that most businesses cannot justify.

A full-time CFO in Ho Chi Minh City commands roughly VND150-250 million a month (around US$6,000-11,000) in base salary alone, before the 21.5-22% employer on-costs of social, health and unemployment insurance, the customary 13th-month Tet bonus, and the half-month-per-year statutory severance you carry on exit. Our part-time CFO services provide the same depth of expertise at a fraction of the commitment, with flexible arrangements from 4 to 24 hours per week. You get senior financial leadership, compliance expertise, and strategic guidance through a company-to-company engagement that carries none of that fixed cost base.

Yes. Our part-time CFOs help Ho Chi Minh City SMEs apply the correct corporate income tax tier under Law 67/2025/QH15 (15% for micro-enterprises under VND3 billion revenue, 17% for small enterprises between VND3 and 50 billion, against the 20% standard rate), manage VAT obligations, and keep records audit-ready. We ensure your business stays compliant and avoids penalties that can disproportionately affect SME cash flow.

Our part-time CFOs help Ho Chi Minh City businesses with cash flow forecasting and management, financial planning and budgeting, investor-ready financial presentations, corporate income tax and VAT planning under the SME tiers, statutory insurance and severance modelling, accounting system optimisation, financial controls implementation, KPI tracking and reporting, and strategic financial decision support.

Investment preparation requires professional financial documentation, realistic projections, and clean accounting systems. Our part-time CFOs create investor-ready financial models, establish proper financial controls, prepare due-diligence documentation, develop credible growth projections, and implement management reporting for a Series A or B raise - including rounds into the new Ho Chi Minh City Venture Investment Fund. We work directly with your potential investors and advisors throughout the funding process.

Consider a part-time CFO when your revenue is growing and financial complexity is outpacing your internal capacity, you are experiencing cash flow challenges, need support with corporate tax and VAT compliance, are planning expansion or preparing for investment, require financial analysis for major decisions, or when financial management is consuming more than 20% of your time. The earlier you establish proper financial foundations, the smoother your growth becomes.

Bookkeepers and accountants handle transaction recording and compliance reporting. A part-time CFO provides strategic financial leadership - cash flow forecasting, financial planning, investor relations, tax strategy, risk management, and executive-level oversight. While bookkeepers tell you what happened, a CFO helps you plan what should happen and ensures you have the financial structure to get there.

Our part-time CFOs complement your existing team by providing strategic oversight and mentorship. They establish financial policies, review and improve processes, provide training on best practices, ensure compliance with Vietnamese regulations including the SME corporate income tax tiers and VAT requirements, and create reporting systems that give you clear visibility into business performance. Your existing team handles day-to-day transactions while the CFO focuses on strategy, compliance, and growth planning.